Why Choose an Independent Insurance Agent?

As an independent insurance agent, we will provide you access to a wide range of insurance companies and programs while offering personalized guidance and assistance based on a full understanding of your life and goals.

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What do other businesses say about us?

“The Howes Insurance Group helps protect your business by correctly insuring your assets and managing the process of obtaining certificates so that it is not time consuming. They proactively use loss prevention methods to reduce your expose, reduce your premiums and increase your bottom line. Simply put – they are good for your business.”

John Davey
Comet Management

“When I refer Howes Insurance to others, I sum it up by saying ‘They are hands on, they’ve saved us money and you won’t be disappointed.”

Craig Thompson
Vice President, Comet Management

“We work with the Howes Insurance Group because they take the time to understand our businesses and their insurance needs, and because they give us an unmatched level of professional attention.”

Peter A. Hunter
Managing Director, Artemis Capital Partners

“With other insurance providers, you are just a date on the calendar and a renewal request. With Howes, you have a partner who has your best interests in mind and gets to know the intricacies of your business so they can serve you well. They go the extra step – always.”

Craig Thompson
Vice President, Comet Management

“Howes is very hands on. They go to board meetings, walk our properties, and bring underwriters to visit. I had never had an underwriter see my properties before Howes. They make sure everything is addressed and provide consistent, open communication.”

Craig Thompson
Vice President, Comet Management

“I appreciate that Howes is hands on.  Scott does a very good job standing out – his presence here is important.  I have never seen an agent so frequently.”

Nicole Wooten
Comet Management

“I have worked with The Howes Insurance Group for over ten years.  The firm has unmatched customer service coupled with strong subject matter expertise. Most importantly, they save me time because I know that when I call them, they’ll take care of my issue quickly and correctly.”

Jim Canty, Partner
Clough Capital Partners

“Howes is really proactive, not just reactive. They are incredibly responsive when we need help or have questions. They provide us with really personalized, high-touch service.”

Tim Dibble
Alta Communications

"The Bradford Mill LOVES Howes Insurance, who provides coverage for our commercial/industrial buildings in West Concord. Howes saved us $31,000 by reducing our annual premium by 68%!!!!!!! No Kidding. It wasn't easy, either - they contacted more than 7 different companies in the process."

John Boynton


“The Howes Insurance Group helps protect your business by correctly insuring your assets and managing the process of obtaining certificates so that it is not time consuming. They proactively use loss prevention methods to reduce your expose, reduce your premiums and increase your bottom line. Simply put – they are good for your business.”

John Davey
Comet Management

“When I refer Howes Insurance to others, I sum it up by saying ‘They are hands on, they’ve saved us money and you won’t be disappointed.”

Craig Thompson
Vice President, Comet Management

“We work with the Howes Insurance Group because they take the time to understand our businesses and their insurance needs, and because they give us an unmatched level of professional attention.”

Peter A. Hunter
Managing Director, Artemis Capital Partners

“With other insurance providers, you are just a date on the calendar and a renewal request. With Howes, you have a partner who has your best interests in mind and gets to know the intricacies of your business so they can serve you well. They go the extra step – always.”

Craig Thompson
Vice President, Comet Management

“Howes is very hands on. They go to board meetings, walk our properties, and bring underwriters to visit. I had never had an underwriter see my properties before Howes. They make sure everything is addressed and provide consistent, open communication.”

Craig Thompson
Vice President, Comet Management

“I appreciate that Howes is hands on.  Scott does a very good job standing out – his presence here is important.  I have never seen an agent so frequently.”

Nicole Wooten
Comet Management

“I have worked with The Howes Insurance Group for over ten years.  The firm has unmatched customer service coupled with strong subject matter expertise. Most importantly, they save me time because I know that when I call them, they’ll take care of my issue quickly and correctly.”

Jim Canty, Partner
Clough Capital Partners

“Howes is really proactive, not just reactive. They are incredibly responsive when we need help or have questions. They provide us with really personalized, high-touch service.”

Tim Dibble
Alta Communications

"The Bradford Mill LOVES Howes Insurance, who provides coverage for our commercial/industrial buildings in West Concord. Howes saved us $31,000 by reducing our annual premium by 68%!!!!!!! No Kidding. It wasn't easy, either - they contacted more than 7 different companies in the process."

John Boynton

Life Insurance

Have you protected your income from death, illness and injury?

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Questions...

Did you see a certificate of insurance from your lawn service?

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Home Insurance

...does not cover theft of building materials and limits coverage if you do not live
in the house during construction.

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Refusal...

Did you know a claim could be refused if it is due to poor home maintenance?

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Are You Prepared?

Are you prepared to handle the burdens of the sandwich generation?

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