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RMV Reminder Service

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Latest Insurance FAQs

What is the Safe Driver Insurance Plan (SDIP)?

The Safe Driver Insurance Plan (SDIP) is mandated by state law to establish classifications of risks to fairly reflect the driving records of insureds and adjust premiums based in part on at-fault accidents. The Plan encourages safe driving by rewarding drivers who do not cause accidents or incur traffic law violations with a credit to their automobile insurance premiums, and discourages unsafe driving by requiring high-risk drivers to pay a greater share of insurance costs. Massachusetts, unlike many comparable jurisdictions that afford no or limited due process rights, provides the right to a hearing before an impartial hearing officer of the Board.

Surcharge points are incurred if you:

  • cause an at-fault accident
  • are convicted of or pay a fine for a traffic law violation
  • are assigned to an alcohol education program
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Feature Background
"They professionally administer all of our insurance and ensure that we have the proper insurance policy with the right insurance company at an excellent value."

Why an Independent Agent?

Independent Insurance Agencies offer a broad selection of Car Insurance, Homeowners and Renters Insurance, Life Insurance, and Business Insurance policies. We are committed to providing comprehensive customer service designed to provide financial services, customization of coverages and advocacy support. You benefit from access to many leading insurance companies.

What does all this mean to you – the client?

  • You will receive insurance knowledge and products that best protect you, your family and your business.
  • Your specific protection needs can be resolved as you have access to dozens of premier insurance companies
  • You will receive all the advantages of a large insurance/financial institution with the personal accountability of a local business.
  • Financial Stability
  • Commitment to the local community

For more information, visit the websites below. Please give us a call and we'll be happy to talk about your insurance needs.