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Latest Insurance FAQs
What is the Safe Driver Insurance Plan (SDIP)?
The Safe Driver Insurance Plan (SDIP) is mandated by state law to establish classifications of risks to fairly reflect the driving records of insureds and adjust premiums based in part on at-fault accidents. The Plan encourages safe driving by rewarding drivers who do not cause accidents or incur traffic law violations with a credit to their automobile insurance premiums, and discourages unsafe driving by requiring high-risk drivers to pay a greater share of insurance costs. Massachusetts, unlike many comparable jurisdictions that afford no or limited due process rights, provides the right to a hearing before an impartial hearing officer of the Board.
Surcharge points are incurred if you:
- cause an at-fault accident
- are convicted of or pay a fine for a traffic law violation
- are assigned to an alcohol education program
How We Work With You
- Educate – It is our goal to not only recommend the appropriate insurance coverage for you, your family and your business, but also to make sure you understand all the reasons for our recommendations
- Guide – Some of the most satisfying work we do involves no commission or fee. That’s the job of guiding our customers through the options they have and navigating the insurance industry.
- Anticipate – Unlike many insurance providers whom you never hear from after they sell you a policy, we are constantly evaluating your insurance needs to make sure your coverage is never too little or too much.
- Serve – Whether you need guidance on coverage or help filing a claim, we make the process as smooth and effortless as possible for you. Frozen pipes on Christmas. Wind damage at your lake house. We’ll be there to help.
